Zalutsky & Pinski, Ltd. is a Chicago-area bankruptcy law firm helping individuals and businesses address debt, creditor pressure, foreclosure concerns, and other serious financial problems. The firm handles Chapter 7 and Chapter 13 bankruptcy matters and maintains several locations throughout the greater Chicago area. For individuals looking for Chicago Bankruptcy Attorneys, Zalutsky & Pinski provides consultations designed to help clients understand whether bankruptcy or another debt-relief strategy may be appropriate.

The firm traces its history back more than 50 years. Irwin Zalutsky and Ronald Pinski founded the practice with a focus on helping financially distressed clients get a fresh start. The current attorneys continue that bankruptcy-focused practice, including partners Thomas P. Twomey and Alexander B. Tynkov.

Chapter 7 bankruptcy is one of the firm’s primary services. Chapter 7 may allow qualifying individuals to eliminate certain unsecured debts, depending on income, assets, exemptions, and other circumstances. The attorneys help clients understand eligibility requirements and consider how a filing may affect property, vehicles, credit cards, medical bills, and other financial obligations.

Chapter 13 is another significant part of the practice. Instead of immediately eliminating qualifying debts, Chapter 13 generally involves a court-approved repayment plan. This option may be relevant for individuals who need time to catch up on certain obligations while maintaining protection from creditor collection activity. The firm assists clients with understanding the differences between Chapter 7 and Chapter 13 before deciding how to proceed.

The Chicago bankruptcy attorneys at Zalutsky & Pinski also work with clients concerned about keeping important assets. The firm’s website provides information about protecting a home or vehicle during financial difficulties and encourages clients to discuss their particular circumstances before filing. Bankruptcy rules can affect different types of property in different ways, making an individualized review important.

Alexander B. Tynkov has been with the firm since 1999 and focuses on Chapter 7 bankruptcy, Chapter 13 reorganization, and litigation. His experience includes matters ranging from straightforward no-asset cases to litigation involving substantial disputed debts.

Thomas P. Twomey joined the firm as a law clerk in 1998 and later became a partner. In addition to Chapter 7 and Chapter 13 cases, he has assisted clients with negotiated debt settlements as an alternative to bankruptcy.

Zalutsky & Pinski serves clients through multiple Chicago-area locations, including the Chicago Loop, Chicago South Side, Schaumburg, Naperville, South Holland, Joliet, and Berwyn. The firm also offers phone and virtual consultations for individuals who may prefer to discuss their financial situation remotely.

Individuals searching for Chicago bankruptcy attorneys for Chapter 7, Chapter 13, creditor concerns, foreclosure issues, or overwhelming debt can contact Zalutsky & Pinski, Ltd. to discuss their circumstances and learn more about potential debt-relief options.

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